Seun Kesslau the Chief Executive Officer of Seun Kesslau Insurance Brokers has warned that should a motor vehicle accident occur during curfew hours, when by proclamation people are not supposed to be traveling except with the appropriate permit, drivers may not be covered. Insurers have the right to assess each incident on a case by case basis Kesslau explained, saying that breaking curfew would be considered a criminal offence and that would grant any insurer the right to repudiate such claim.